Archive for February, 2012

Featured Community: Sea Cliff, Carlsbad

posted on February 15th, 2012 | filed under: Buying Strategies, Carlsbad, Good People, Loving the Lifestyle, NoCo SD Market Conditions, Successful Selling, Uncategorized

Located in Coastal Carlsbad, Sea Cliff is a unique gated community that offers all the amenities of a beach side resort with two pools and spas, a community clubhouse for indoor gatherings, an outdoor pavilion for parties and events and two tennis courts. The 300 Sea Cliff homes are nestled on 80 acres of meticulously maintained grounds with two lakes, streams and walking paths surrounded by award winning landscaping. Many of Sea Cliffs homes have panoramic ocean, canyon or lagoon views.

Homes in the Sea Cliff community range from 1180 to 1680 square feet and there are both single level and two story models. The price range for a Sea Cliff home is currently $479,000-$530,000*. Each residence has its own private and gated courtyard. Yard maintenance is a breeze since the Sea Cliff homeowners association maintains the front yard of each home. These homes are perfect for owners that want little maintenance, investors, seniors and frequent travelers. Shopping, dining, entertaining and beaches are all conveniently close to Sea Cliff, making this the perfect North San Diego community to call home.

*Data provide by Sandicor MLS and current as of this posting.

Sea Cliff Community Photos:

Selling Sea Cliff

Jeff’s success in selling Sea Cliff Homes has made him the go to realtor for listing in this desirable community.  Since his first listing 7 months ago, Jeff has sold 43% of the listings in Sea Cliff, making him the most referred agent in the community to date. See what his clients have to say about his service and dedication:

Selling Family Home from WI – $495,000

I live in Wisconsin and needed to sell a family townhome in Carlsbad. I set up a weekend to come down, look at the property and interview a number of agents in the area. After six agents, Jeff was the clear choice. I thought I had already made my mind up, but once I saw how prepared he was with detailed facts about the area, the quality person he is, and the personality he brings to the table, I was sold. We previously had the home listed through an agent with our property management company, but it sat on the market for months. Now I was ready to take real action with Jeff on my side. I knew from watching enough home selling shows that something had to be done and done well. Not only did Jeff sell the house in 45 days, but he also managed the clean-up and staged the property while I was back home. I trusted his choice on contractors and knew that my money was well spent. As you can imagine, selling a home over 2,000 miles away and two time zones can generate a lot of anxiety. However, before I ever had my questions together to ask Jeff, he would preemptively call or email, addressing all my concerns. Jeff has great integrity, knows what he’s doing and communicates excellently. The best part of working with Jeff, is that he treats me like a respected friend. Some business relationships are transactional, but working with Jeff is like working with a really great person you want to be friends with. He takes exceptional care of his clients and I would highly recommend him to others wanting to buy or sell their home.     -J’Neanne Palbicki

The Process Was Amazingly Smooth And The Home Sold in 13 Days!

I was working on my rental property when I noticed an Open House in the neighborhood on another one of Jeff’s listings. It was there where I met him and felt an instant connection.  I had been renting out this property for 15 years and it was time to sell it.  I decided to list the property with Jeff rather than a friend of 30 years who is in real estate. I felt that good from my initial interaction.  Jeff helped me finish the final stages of the remodel with his recommended contractor and stager.  We had one offer within two days of it going on the market and the house sold in 13 days! Jeff’s advertising strategy clearly worked well.  In fact, Jeff essentially “over sold” the home as the offer came in over its appraised value.  Selling this home was an amazingly smooth process with no drama, which often is not the case.  Jeff’s professionalism, honesty and down-to-earth quality were the key to our success.  Anyone could meet Jeff and say “there’s a good guy”. What’s even better is that he knows how to sell a home well.  I suggest you work with Jeff if you want exceptional care and to be put at ease when selling a home!        – Connie Crowley

Our Home Sold In Only 36 Days at 99% of Our Asking Price

We were just about to sign a listing agreement with another realtor when we received a marketing piece in the mail from Jeff. We were having second thoughts on signing with our existing realtor, so when we received the post card marketed specifically to our Sea Cliff community, we saw it as a sign and called Jeff that day. When we met with Jeff we were instantly put at ease by his experience and professionalism. He was completely upfront and honest about what we were up against in this market with the holiday season fast approaching. Jeff listened to our concerns and gave us his recommendations on the best way to list and market our home. We knew if we listed with Jeff, we would be his #1 priority and after our meeting, we were 100% sure Jeff was the realtor for us. The one thing that really stood out on Jeff’s post card was the pictures of the home he was marketing.  They were high quality professional photos and the home was gorgeous.  We later found out the home on the post card was professionally staged.  Jeff recommended staging our home along with a few minor upgrades and with his guidance we staged and upgraded the home with experienced vendors he referred.  With the staging, upgrading and aggressive marketing to the community, our home sold in only 36 days at 99% of our asking price with a short 21 day escrow! Throughout the whole transaction, Jeff was responsive, pro-active and always met or exceeded our expectations especially when we went out of town for Thanksgiving.  Jeff really stepped up and was always available to be at the home if needed, he really had our best interest at heart. We are so pleased with how quickly the home sold and with Jeff’s performance through the whole transaction. We have already recommended him to a neighbor and will be sure to sing his praises any chance we get.      – Ron & Sherri Harrison

posted by Jeff DeChamplain // Leave A Comment

Tax Benefits of Homownership

posted on February 3rd, 2012 | filed under: Buying Strategies, Taxes, Uncategorized

Before we know it, tax time will be here – filing date is April 17th, 2012. Homeownership has many benefits, including tax deductions for those who qualify. Below are six of the top tax advantages of owning a home.

1. Write off the interest you paid on a mortgage of up to $1 million, as long as the property is your main or secondary residence. This deduction really pays off during the first years of owning the home, when interest accounts for most of your payment, also known as home acquisition debt.

2. Deduct the interest you pay on home equity loans of up to $100,000, so long as you are not subject to the alternating minimum tax or AMT (unless you use the loan for home improvements).

3. Deduct your state and local property taxes from your federal income taxes, where applicable.

4. Deduct your home buying expenses, including loan origination fees, prorated interest on a new loan or prorated property taxes.

5. If you sold your home in 2011, you may not have to pay federal income taxes on the earnings from the sale, up to $250,000 for single filers or $500,000 for joint filers, as long as you used the home as a primary residence for at least two of the five years prior to selling. Some states including California offer this as well.

6. Rent your home out for up to 15 days and keep the income generated—it’s not taxable.

posted by Jeff DeChamplain // Leave A Comment

Jeff DeChamplain