Archive for August, 2014

Better Business By Referral | Featured Business: Adroit Solar

posted on August 26th, 2014 | filed under: Business Referral, Buying Strategies, Del Mar

Working by referral is all about trust. Let’s face it, when we are seeking any service we are all looking for someone we can trust – someone proven who comes highly recommended and is already on our side. Consider me your source of referrals for all types of businesses, real estate related or not. I have partnered with competent professionals who I meet with on a monthly basis and my resources for quality referrals is consistently growing. I am excited to share their expertise with you and hope you have an opportunity to use their services or refer them. You can access a complete list of businesses I refer in my Business Directory. This week’s featured business is:

Adroit Solar – Luciana Da Silva

LucianaLuciana is the Director of Marketing and Corporate Development for the fast-growing company, Adroit Solar. Contact Luciana to see how Adroit Solar can save you from rising energy costs for your home or business. Read about their Residential Services.

About Adroit Solar  | 678-764-8961 |


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5 Ways to Increase Your Credit Score

posted on August 20th, 2014 | filed under: Buying Strategies, Market Update

Excellent Credit ScoreArticle Courtesy of Samuel Scott Financial Group.

There’s no way around it, if you want to buy a home with a mortgage, you’ll get a better rate with a higher credit score. Unfortunately, your credit score takes into account several years of your past financial missteps in addition to your current situation.

While there is no easy “fix” to your credit score, practicing these five suggestions can help you move it in the right direction.

1. Keep Paid-Off Debt on Your Report – While negative debt on your report is bad, paid-off debt is a positive contributor to your credit score. Most of your negative debt falls off after seven years, but keeping positive debt in place can help. If you’ve paid off that line of credit, keep it open (just don’t use it) and when you switch to a different credit card because it has a lower interest rate, keep the old one (again, just don’t use it) so that your “available credit” is higher.

2. Revolving Credit – Your score reflects how much credit you have versus how much you are using at any given time. The lower the credit usage to credit available, the higher your score. To increase your credit available, pay down your balances. Even if you pay your entire balance off every month, you may appear to have a higher usage to available ratio. Since it is your statement balance that many card issuers report to the credit bureaus, consider paying ahead of the statement date.

3. Small Balances on Several Cards – When you have several cards in use at once, even if they have small balances, your score reflects the number of credit accounts in addition to the total balance. Pay off the small balances. Use your lowest interest-rate card for most of your purchases.  Read the rest of this entry »

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Patagonia Cardiff | FREE Event!

posted on August 18th, 2014 | filed under: Cardiff, Good People, Local Community Events, Loving the Lifestyle

423961_10150658223019559_91725514_nPatagonia Cardiff-by-the-Sea is having a screening of never-before-seen footage from surfing icon George Greenough.

Filmmaker and innovative board designer George Greenough was a pioneer in the art of surf cinematography—the first to capture a surfer’s point of view from inside the tube. He recently discovered, edited and narrated 20 minutes of lost 16-mm wave-riding footage from the late 1960s. Come see the footage and share some food and drinks.

Surfer Devon Howard will host the evening, which will begin with a slide show followed by the screening. An event poster designed by Leo Basica will be sold—all proceeds will benefit a local environmental nonprofit. Grab dinner from the Green Truck food truck and enjoy brews from The Lost Abbey.

This is a free event.

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Rented! Coastal Living in Sea Cliff

posted on August 15th, 2014 | filed under: Carlsbad, Good People, Loving the Lifestyle

Picture4Beautiful home available for rent in the resort like community of Sea Cliff. Spacious 2-story home with Vaulted Ceilings, 3 Bedrooms and 3 Baths. Private & Quiet gated yard with mature tropical landscaping and large flagstone patio. Sea Cliff’s amenities include Gated Community, Walking Paths, Club House, Pools & Tennis Courts. Quarter mile to Carlsbad Beaches and central to shopping & services. Offered at $2,7000/month.

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Market Update | Median Price Hits $500,000

posted on August 11th, 2014 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Aug-Sept Trends At A GlanceThis is the first time the median price of single family, re-sale homes has been at $500,000 since November 2007.

Since the beginning of the year, the 3-month moving average median price has gained 9%.

Although sales continue to lag, home sales are down 13.7% year-to-date, pending sales were up year-over-year for the first time since February 2013.

July Market Statistics


  • Median home prices increased by 8.7% year-overyear to $500,000 from $460,000.
  • The average home sales price rose by 10.6% yearover-year to $645,220 from $583,384.
  • Home sales fell by 22.6% year-over-year to 2,032 from 2,626.
  • Total inventory* rose 21.6% year-over-year to 11,815 from 9,716.
  • Sales price vs. list price ratio fell by 1.5% yearover-year to 97.8% from 99.3%.
  • The average days on market rose by 9.9% yearover-year to 44 from 40.

Compared To Last Month

  • Median home prices improved by 0.6% to $500,000 from $497,000.
  • The average home sales price fell by 1.3% to $645,220 from $653,820.
  • Home sales down by 9.2% to 2,032 from 2,237.
  • Total inventory* increased 7.5% to 11,815 from 10,994.
  • Sales price vs. list price ratio dropped by 0.1% to
  • 97.8% from 97.9%.
  • The average days on market increased by 3.0% to 44 from 43.



  • Median condo prices increased by 4.4% year-overyear to $335,000 from $321,000.
  • The average condo sales price rose by 3.8% yearover-year to $399,440 from $384,749.
  • Condo sales fell by 18.1% year-over-year to 781 from 954.
  • Total inventory* rose 22.7% year-over-year to 4,017 from 3,274.
  • Sales price vs. list price ratio fell by 2.1% yearover-year to 98.2% from 100.3%.
  • The average days on market fell by 12.4% yearover-year to 39 from 44.




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Another Successful Sale | The Cox Family

posted on August 8th, 2014 | filed under: Business Referral, Cleint Testimonial, For Sale, Good People, Successful Selling

Cox Blog PhotoThe Communication Was Key!

We had an investment property to sell in Oceanside and a good friend recommended that we work with Jeff.  They are professional colleagues and she had wonderful things to say about his team and his services.   Jeff provided us with a game plan to prepare, list and market our home.  When the home went on the market, it was tenant occupied and Jeff was diligent at accommodating my tenants needs and schedule, but ultimately having tenants in the home was not ideal for showings. We were able to get the tenants to move out early and Jeff had the home painted, staged and re-photographed – it sold 5 days later.  We were thrilled to be in escrow so quickly! Throughout the entire process, Jeff and his assistant, Jennifer communicated with us constantly with market updates, showing feedback and the next steps in the transaction.  We would highly recommend Jeff and his team to our family and friends want to buy or sell a home! – Don & Debra Cox

3704 Via Cabrillo | Oceanside

  • Detached Home
  • 3 Bedrooms
  • 2 Baths
  • 1,332 Square Feet
  • 2 Car Garage
  • Corner Lot
  • Sold Price: $398,000


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We Are Excited to Share Some Big News…We’ve Moved!

posted on August 1st, 2014 | filed under: Uncategorized

photoThe DeChamplain Group is now in partnership with Windermere Homes & Estates in La Costa. We are thrilled to rejoin with friends and colleagues that we have had the privilege of working with for many years.

Our primary focus is to continue to provide first class service to YOU! Aligning with Windermere Homes & Estates will allow us to build on the services we offer and help grow our team.

Windermere Announcement

Our new address is below and all other contact information remains the same.

The DeChamplain Group | Windermere Homes & Estates

6965 El Camino Real, Suite D-107, Carlsbad CA 92009

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