Archive for October, 2015

SOLD for $375,000! La Costa Townhome

posted on October 29th, 2015 | filed under: Business Referral, Carlsbad, For Sale, Good People, La Costa, Loving the Lifestyle

Rare end unit in beautiful La Costa neighborhood with lots of natural light. Close to Omni La Costa Hotel & Spa, all local amenities including: gas, grocery stores, post office, library, restaurants and freeway. Located in the San Marcos school district. Great curb appeal with full-size brick driveway, two car garage, travertine marble floors in entry, kitchen and bathrooms, Plantation shutters and gas. Modern kitchen with granite countertops, stainless steel appliances and lovely breakfast nook. Two bedrooms, both with private balconies and two and a half  bathrooms – master bath has jetted tub. Top-of-the-line energy-saving Samsung washer & dryer in garage included in sale.  Seller is recently retired and very motivated to sell!

More Info | Offered At $375,000

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SOLD for $275,000! Exclusive Opportunity – Not Listed on the MLS!

posted on October 29th, 2015 | filed under: Business Referral, Buying Strategies, For Sale, Good People, Loving the Lifestyle

DSC07463-2Updated Condo In Rancho Penasquitos

Open House: Sat (10/31) & Sun (11/1) 12-3 PM

Call or Text Jeff 858-883-3324 Immediately for a private showing – don’t miss this opportunity!

This is the perfect investment property. Updated and move-in ready.  Fantastic Terra Vista community in a great commuter location (I-15 and 56).

Features: dual master suites on opposite sides of the unit – ideal for roommates, fireplace, balcony, upstairs unit, views of community pool and greenbelt.

Updates Include: Granite Countertops in Kitchen & Bathrooms, Solid Wood Cabinetry in Kitchen and Bathrooms, Tile floors in Kitchen & Bathrooms, new water heater and full size stackable washer & dryer.

Terra Vista community amenities include: Pool, Spa, Exercise Room, and community laundry facilities.

More Info & Photos | Offered At $279,000


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Market Update | What to do with Excess Capital Gains

posted on October 16th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Trends at a glance 10.15.15Your September 2015 Market Update

Over the past fifteen years, the value of homes in San Diego County has almost doubled.

In January 2001, the median price for single-family, re-sale homes was $265,000. In September 2015, the median price was $515,000.

Many homeowners will find they may owe capital gains tax on the sale of their property.

Most homeowners know they can exclude $250,000 of their capital gains. For married couples filing jointly, the exclusion goes up to $500,000.

The exclusion is only for your principal residence. You must have lived in the home for an aggregate of at least two of the five years before the sale.

One nice thing about calculating your gain is it is based on your home’s selling price minus deductible closing costs, selling costs and your tax basis in the property. Your basis is the original purchase price, plus purchase expenses, plus the cost of capital improvements, minus any depreciation and minus any casualty losses or insurance payments.

Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Of course, like any law, there is a lot of fine print. If you are planning on selling your home, we highly recommend consulting with an accountant or real estate attorney.

Read the Full Report  |  Print the 4-Page Report (PDF)

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Fall Surfboard Swap | Patagonia Cardiff

posted on October 13th, 2015 | filed under: Cardiff, Good People, Local Community Events, Loving the Lifestyle

PatagoniaCardiff By The Sea – Looking for a new-to-you surfboard or wanting to unload a few?  Both buyers and sellers are welcome at Patagonia’s bi-annual Board Swap event.

Saturday, October 24th 8am-noon

Registration is now open if you are interested in selling any used surfboards at this event.  It is free to participate and we do not take any commission from the boards you sell. Give them a ring at the shop or email with your full name, best email to contact you at and the number of boards you would like to bring (5 boards is the max) and they will get you on the list.


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Mission Bay Clean-Up 10/17 | H2O Trash Patrol

posted on October 9th, 2015 | filed under: Carlsbad, Good People, Local Community Events, Loving the Lifestyle, Ocean View

jeff.dechamplain.beachJoin H2O Trash Patrol for their next community-based waterway cleanup and Stand Up for Clean Waterways at Ventura Cove in Mission Bay!

This is a family-friendly location. Please bring your kids and show them what it means to take care of the environment and have fun while doing it!

RSVPs are required.  More Info

5,051 POUNDS


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Help Danielle Reach Her Goal – Girl Scout Nuts & Chocolates

posted on October 6th, 2015 | filed under: Good People, Local Community Events, Loving the Lifestyle

2015-10-05 15.48.01Please join me in supporting Danielle and her Girl Scout Troop 1799 by buying nuts and chocolates between now and October 16th,

They are saving for a special trip to San Francisco as they bridge from Juniors to Cadettes across the Golden Gate Bridge.

Click Here to see the assortment of nuts & chocolates available.

Call or email my assistant Jennifer 760-845-4140, to place your order today.

Orders need to be placed by October 16th and delivery will be November 7th.

Thank you for your order!


Jeff & Danielle

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Jeff DeChamplain