It’s Raining, It’s Pouring | How to Prepare for This Year’s El Niño

posted on November 4th, 2015 | filed under: El Nino, Loving the Lifestyle

RainingCalifornia has its fair share of natural disasters, from wildfires to earthquakes – all can damage property and leave residents with costly repairs or even homeless. We have recently seen this with the wildfires that are tearing through Northern California, displacing many residents and prompting FEMA to provide relief in the form of temporary shelter and financial assistance. But there’s another natural disaster that may be looming – severe flooding.

Experts are warning that this winter, Southern California will experience the strongest El Niño storm conditions in 18 years. JPL climatologist Bill Patzert, who has been tracking El Niño on satellites for months, said So Cal should expect heavy rainfall and storms that could trigger flooding and mudslides.

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SOLD for $375,000! La Costa Townhome

posted on October 29th, 2015 | filed under: Business Referral, Carlsbad, For Sale, Good People, La Costa, Loving the Lifestyle

Rare end unit in beautiful La Costa neighborhood with lots of natural light. Close to Omni La Costa Hotel & Spa, all local amenities including: gas, grocery stores, post office, library, restaurants and freeway. Located in the San Marcos school district. Great curb appeal with full-size brick driveway, two car garage, travertine marble floors in entry, kitchen and bathrooms, Plantation shutters and gas. Modern kitchen with granite countertops, stainless steel appliances and lovely breakfast nook. Two bedrooms, both with private balconies and two and a half  bathrooms – master bath has jetted tub. Top-of-the-line energy-saving Samsung washer & dryer in garage included in sale.  Seller is recently retired and very motivated to sell!

More Info | Offered At $375,000

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SOLD for $275,000! Exclusive Opportunity – Not Listed on the MLS!

posted on October 29th, 2015 | filed under: Business Referral, Buying Strategies, For Sale, Good People, Loving the Lifestyle

DSC07463-2Updated Condo In Rancho Penasquitos

Open House: Sat (10/31) & Sun (11/1) 12-3 PM

Call or Text Jeff 858-883-3324 Immediately for a private showing – don’t miss this opportunity!

This is the perfect investment property. Updated and move-in ready.  Fantastic Terra Vista community in a great commuter location (I-15 and 56).

Features: dual master suites on opposite sides of the unit – ideal for roommates, fireplace, balcony, upstairs unit, views of community pool and greenbelt.

Updates Include: Granite Countertops in Kitchen & Bathrooms, Solid Wood Cabinetry in Kitchen and Bathrooms, Tile floors in Kitchen & Bathrooms, new water heater and full size stackable washer & dryer.

Terra Vista community amenities include: Pool, Spa, Exercise Room, and community laundry facilities.

More Info & Photos | Offered At $279,000

Hurry!!!

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Market Update | What to do with Excess Capital Gains

posted on October 16th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Trends at a glance 10.15.15Your September 2015 Market Update

Over the past fifteen years, the value of homes in San Diego County has almost doubled.

In January 2001, the median price for single-family, re-sale homes was $265,000. In September 2015, the median price was $515,000.

Many homeowners will find they may owe capital gains tax on the sale of their property.

Most homeowners know they can exclude $250,000 of their capital gains. For married couples filing jointly, the exclusion goes up to $500,000.

The exclusion is only for your principal residence. You must have lived in the home for an aggregate of at least two of the five years before the sale.

One nice thing about calculating your gain is it is based on your home’s selling price minus deductible closing costs, selling costs and your tax basis in the property. Your basis is the original purchase price, plus purchase expenses, plus the cost of capital improvements, minus any depreciation and minus any casualty losses or insurance payments.

Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Of course, like any law, there is a lot of fine print. If you are planning on selling your home, we highly recommend consulting with an accountant or real estate attorney.

Read the Full Report  |  Print the 4-Page Report (PDF)

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Fall Surfboard Swap | Patagonia Cardiff

posted on October 13th, 2015 | filed under: Cardiff, Good People, Local Community Events, Loving the Lifestyle

PatagoniaCardiff By The Sea – Looking for a new-to-you surfboard or wanting to unload a few?  Both buyers and sellers are welcome at Patagonia’s bi-annual Board Swap event.

Saturday, October 24th 8am-noon

Registration is now open if you are interested in selling any used surfboards at this event.  It is free to participate and we do not take any commission from the boards you sell. Give them a ring at the shop or email Roy.Coffman@patagonia.com with your full name, best email to contact you at and the number of boards you would like to bring (5 boards is the max) and they will get you on the list.

 

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Mission Bay Clean-Up 10/17 | H2O Trash Patrol

posted on October 9th, 2015 | filed under: Carlsbad, Good People, Local Community Events, Loving the Lifestyle, Ocean View

jeff.dechamplain.beachJoin H2O Trash Patrol for their next community-based waterway cleanup and Stand Up for Clean Waterways at Ventura Cove in Mission Bay!

This is a family-friendly location. Please bring your kids and show them what it means to take care of the environment and have fun while doing it!

RSVPs are required.  More Info

MARINE DEBRIS REMOVED in 2015
5,051 POUNDS
OUT OF SAN DIEGO COUNTY WATERWAYS

 

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Help Danielle Reach Her Goal – Girl Scout Nuts & Chocolates

posted on October 6th, 2015 | filed under: Good People, Local Community Events, Loving the Lifestyle

2015-10-05 15.48.01Please join me in supporting Danielle and her Girl Scout Troop 1799 by buying nuts and chocolates between now and October 16th,

They are saving for a special trip to San Francisco as they bridge from Juniors to Cadettes across the Golden Gate Bridge.

Click Here to see the assortment of nuts & chocolates available.

Call or email my assistant Jennifer 760-845-4140, Jennifer.Lego@RealEstateSurfReport.com to place your order today.

Orders need to be placed by October 16th and delivery will be November 7th.

Thank you for your order!

Sincerely,

Jeff & Danielle

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The Perks of Buying a Home in the Fall

posted on September 18th, 2015 | filed under: Buying Strategies, For Sale, Good People, Loving the Lifestyle, Market Update

2111366319_3d0064aef6_zAs we close out a summer marked by rising home prices and limited supply, we’re conditioned to expect the inevitable end-of-season slowdown. But the change of season doesn’t mean activity drops off completely – in fact, fall’s arrival presents opportunities for homebuyers, in part due to a “back-to-school mentality,” according to a survey by ERA Real Estate.

If you’re a prospective homebuyer, tap into that renewed sense of motivation – and consider the following perks – while hunting for a home this fall.

You can enjoy year-end tax breaks. Buying before the year’s out allows fall homebuyers to take advantage of tax breaks such as the mortgage interest and property tax deductions. “There are certain deductions that can be claimed by homeowners only,” explains 1040Return.com Founder John Gregory. “If you have taken out a homeowner’s loan, consider these deductions as Uncle Sam’s gift to you.” To learn more about the tax benefits available to homeowners.

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Market Update | Where are All the Homes for Sale?

posted on September 14th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Trends At A Glance 9.15.15Market Update

Homeowners caught in affordability squeeze, are staying put, REALTOR® survey finds.

LOS ANGELES (August 26) – Even with rising home prices over the past few years, many homeowners who have considered selling are deciding not to because they are caught in an affordability squeeze that is compounded by a lack of inventory, according to findings from the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) “2015 Survey of California Homeowners.”

More than one-third (35%) of homeowners have considered selling their home in the past year, and of that share, about two-thirds (64%) are reluctant to sell because they are finding they can’t afford the home they really want, the survey found.

C.A.R.’s Survey of California Homeowners also found that more than half (59%) of homeowners have not seriously considered selling their home in the past year, with more than half (60%) saying their current home will be their retirement residence. For those who have been in their home 15 years or more, that figure rises to 70%. But for others (44%), the affordability crunch, higher property taxes, and home prices are keeping them in their current home.

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Surf Dog Surf-A-Thon

posted on September 11th, 2015 | filed under: Uncategorized

sURF dOGJoin surfing dogs in San Diego for the 10th Annual Surf Dog Surf-A-Thon Dog Surfing Competition!

Dog surfing in San Diego means more than just a great time – all proceeds help rescue pets too! The Surf Dog Surf-A-Thon dog surfing competition begins at 8:00am, September 13, 2015, at Dog Beach in Del Mar.

More Info

 

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