FREE! Summer Concerts – June

posted on June 18th, 2015 | filed under: Uncategorized

Balboa Park – Twilight in the Park, Spreckels Organ Pavilion Tuesdays-Thursdays, 6:15-7:15 p.m. Info: (619) 239-0512 or balboapark.org

  • June 22: Navy Band Southwest
  • June 23: Uncle Bob & the Earthmovers
  • June 24: Diamond Is Forever
  • June 29: 300th U.S. Army Band
  • June 30: Cool Fever

Balboa Park – Spreckels Organ Pavilion Concerts Sundays, 2-3 p.m. Info: (619)-702-8138 or sosorgan.com

  • June 20: Young Organists Concert
  • June 27: Dr. Carol Williams

Balboa Park – Spreckels Organ Pavilion, International Summer Organ Festival, Mondays, 7:30 p.m. Info: (619) 702-8138. or sosorgan.com

  • June 21: Bach’s Supper (5 p.m.)
  • June 21: Robert Plimpton
  • June 28: Isabelle Demers

Carlsbad – TGIF Jazz in the Parks Fridays, 6-8 p.m., Various Location Info: (760) 434-2904 or carlsbadca.gov. Stagecoach Park 3420 Camino de los Coches

  • June 25: Ruby & the Red Hots

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Market Update | Refinance – NOW!

posted on June 15th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Trends At A Glance - June 2015

If you have been on the fence about re-financing, it is time to step off.

Mortgage rates are showing signs the recent increases are only the beginning.

Of course, if you don’t want to save a few thousand dollars a year, you can stop reading now.

Still here? Then let’s get on with it.

There is a little-known government program that was not widely publicized by the banks called the Home Affordable Refinance Plan (HARP). During the economic downturn in 2009, the US government designed HARP to help middle-class Americans reduce their mortgage payments and put more money in their pockets. But again, many banks kept this from homeowners because they want to take your money.

Through HARP, the government relaxed refinance guidelines and it doesn’t appraise your house which allows so many more people to actually refinance the high interest they have on their loan. If you owe less than $625,000 on your mortgage, you may be able to qualify for the HARP program.

However, this program is set to expire this year!

What to do now? Contact a mortgage banker. Call me if you would like some referrals.

In any event, time is running out! Interest rates are rising and HARP is expiring.

To see if you are eligible for a HARP re-finance, go here: http://www.harp.gov/Eligibility

MAY MARKET STATISTICS

Year-Over-Year

  • Median home prices increased by 7.9% year-over-year to $515,000 from $477,250.
  • The average home sales price rose by 12.8% year-over-year to $673,679 from $597,279.
  • Home sales fell by 3.8% year-over-year to 2,279 from 2,368.
  • Total inventory* rose 0.7% year-over-year to 9,228 from 9,168.
  • Sales price vs. list price ratio rose by 0.2% year-over-year to 98.1% from 97.9%.

CONDOMINIUMS

Year-Over-Year

  • Median condo prices increased by 9.7% year-over-year to $362,000 from $329,900.
  • The average condo sales price rose by 9.4% year-over-year to $424,618 from $387,983.
  • Condo sales rose by 16.0% year-over-year to 936 from 807.
  • Total inventory* rose 12.7% year-over-year to 3,365 from 2,987.
  • Sales price vs. list price ratio rose by 0.1% year-over-year to 98.3% from 98.2%.

* Total inventory is active listings plus pending listings. Active listings do not include pending.

To read the full report: http://dechamplain.rereport.com

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Community Event | Pet Health Expo – Encinitas

posted on June 10th, 2015 | filed under: Encinitas, Good People, Leucadia, Local Community Events, Loving the Lifestyle, Uncategorized

City of Encinitas Pet Health Expo

  • June 13, 2015
  • 10:00 AM1:00 PM PDT
  • Encinitas Community Park, 425 Santa Fe Drive, Encinitas

The City of Encinitas is excited to host its Pet Health Expo on Saturday, June 13. At Encinitas Community Park. The new park features a 2-acre dog park, which will add to the fun of the Expo. Activities will include demonstrations, a best trick contest, prizes and more. More than 20 informational booths, vendors, and animal rescue organizations will be on hand at the expo to give away free goodies and prizes as well as encourage pet health and wellness ideas. In addition, the County Department of Animal Services will offer dog licensing, rabies shots, and pet micro chipping for residents of Encinitas, Solana Beach, Del Mar, Carlsbad, Santee, City of San Diego and unincorporated San Diego. All late fees will be waived at this event.

Group of pets sitting in front of white background

Group of pets sitting in front of white background

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La Costa Rental with Views

posted on June 3rd, 2015 | filed under: Carlsbad, Good People, La Costa, Loving the Lifestyle, Uncategorized

BalconyAvailable July 1st. Upstairs 2BD/2BA Condo located on canyon side at end of cul-de-sac. Master BR, Kitchen & Living Room have views of hills, golf course & evening lights. 2nd BR has view of sparkling pool/spa & gorgeous sunsets. Beautiful fireplace, stacked W/D in unit, granite counters, bamboo floors. One car garage w/ plenty of extra storage plus 1 assigned space right in front of unit!! Walk to restaurants, Cinepolis, Art gallery/library & shopping. Will consider cat or very small dog (less than 25 lbs) w/ pet deposit.

Offered at $2,300/mo. | More Info & Photos

 

 

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RENTED! Ocean View Rental in Cardiff

posted on May 14th, 2015 | filed under: Uncategorized

IMG_8321Green and Affordable…FREE ELECTRICITY! Tenant only pays for trash, gas and water. Recent renovations include: Updated Kitchen with Craftsman Style Cabinets, Granite Counter Tops, Energy Star/Stainless LG Appliances, Filtered drinking water. New Dual Pane Windows, New Bamboo Floors, Coaxial Wires, New Plumbing & Fixtures, Custom Wood Front and Interior Doors. Luxuriously updated bathrooms, soaking tub in master. Beautiful master bedroom with huge walk in closet, plenty of storage Extended living space in finished garage: owner never parked in garage – carpeted and perfect for office, playroom and more. Has ample attic storage space and laundry facilities. Park Place amenities include a resort-style pool/spa, tot pool, baseball field, picnic area, R.V./Boat parking, sand volleyball court and 29 acre canyon park with hiking and biking trails. Outdoor living space and garden. Enjoy your meals from this lovely entertainer yard complete with covered patio & herb garden. Rinse off after a day at the beach with the outdoor shower.

Offered at $2,850/mo. | More Info & Photos

 

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Market Update | Home Prices Continue to Rise

posted on May 14th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

May-Jun Trends at a GlanceDespite a modest retreat from March, the median price for single-family, re-sale homes stayed over $500,000 in April for the second month. That’s thirty-six months in a row the median price has been higher than the year before.

Inventory continues to be bothersome. Last month we showed sixty-four days of inventory, compared to an average of 155 days dating back to January 2001.

A main reason for the lack of inventory is that homeowners aren’t selling. Current homeowners list their home to either trade up or downsize, opening up inventory for first-time buyers to come in. That’s not happening.

To read the full report: http://dechamplain.rereport.com

 

 

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Schools Almost Out! 2015 Summer Camp Directory

posted on May 4th, 2015 | filed under: Cardiff, Carlsbad, Del Mar, Discovery Hills, Encinitas, Good People, Leucadia, Local Community Events, Loving the Lifestyle, Ocean View, Oceanside, Rancho Carrillo, Rancho Santa Fe, San Marcos, Solana Beach

Summer-Camps-Logo2Summer fun is right around the corner and it’s time to start thinking about activities to keep your kids busy.

Whatever your child’s interests, our 2015 Summer Camp Directory will help you find the perfect fit for your child’s summer vacation. The enclosed directory includes a wide array of camps in prime North County San Diego locations near the ocean, parks and campgrounds.

Your child’s summer adventure awaits.  Act quickly as most summer camp programs fill up fast.

posted by Jeff DeChamplain // Leave A Comment

FREE Electronic Waste Drop Off | Encinitas, Saturday 5/2

posted on May 1st, 2015 | filed under: Encinitas, Good People, Local Community Events, Loving the Lifestyle

e-waste mixedFree Event to Take Your Unwanted Electronics and Documents

  • Saturday, May 2nd from 9 a.m. to noon.
  • Encinitas City Hall – 505 S. Vulcan Ave
  • For more information, please call 760-436-4151

Round up those dusty electronics and old files and bring them to Encinitas City Hall. City staff and EDCO are teaming up to offer a free collection event, which means it’s a perfect time to rid your home of some clutter.

Electronic waste—including televisions, computers, monitors, printers, scanners, VCRs, radios, cellphones and batteries—will be accepted. Appliances will not be accepted, however.

There will also be a shredding service onsite to securely destroy documents that require identify protection, such as old banking statements and personal records. Each household is limited to two bankers boxes (10”x12”x15”) of paper.

Everybody is asked to please enter the parking lot from D Street only.

posted by Jeff DeChamplain // Leave A Comment

Board Swap 5/2/2015 | Patagonia Cardiff

posted on April 24th, 2015 | filed under: Cardiff, Good People, Local Community Events, Loving the Lifestyle

Board SwapCardiff By The Sea – Patagonia Cardiff we will be hosting their annual Board Swap (a surf community used surfboard event) on Saturday, May 2nd from 8am to noon.

If you are interested in selling boards at this event, email Roy (Roy.Coffman@patagonia.com) with your full name and number of boards you want to bring (up to 5 board max) or call the shop at (760) 634-9886, or stop by the store to be put on their seller list.

Space is limited for this free event and they do not take a cut or commission from any of the sales!

 

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Market Update | How Absorption Rate Affects Prices

posted on April 10th, 2015 | filed under: Buying Strategies, Market Update, NoCo SD Market Conditions, Uncategorized

Trends At A Glance - May 2015Absorption rate, also known as months of inventory, is the number of months it would take to sell all the homes currently for sale in the market.

Absorption rate is useful in predicting where prices will go.

Absorption rate is calculated by dividing the number of homes currently for sale by the number of homes that were sold in the previous month.

The National Association of REALTORS® consider a six month supply of homes as a balanced market. That’s for the country as a whole. As you narrow the market, down to states or cities, a balanced market will be peculiar to that market.

In San Diego County, the average number of months of inventory for single-family, re-sale homes since January 2002 is 5.1 months.

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